This Florida couple’s home was flooded during Hurricane Helene — paid insurance for 12 years but a 3.5-inch step down to living room meant claim was denied. Here’s the ‘laughable’ reason why | Moneywise

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After Hurricane Helene flooded their home, a Tampa couple’s insurance claim was denied because their sunken living room was deemed a basement. Now, they’re fighting back, challenging the policy's definition. Could your home face the same coverage risk?