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Am I knackered


It's been a week already. Yeah, I know, its only Wednesday, but Monday and Tues were a pain. We had a little fun last week, going after a couple things last week, which didn't work, but we weren't trying hard, those were...

HIs Apple card, dumb luck that I caught a phone call from them and got instructions. First on the phone call, there's kinda a security hole on iPhones I've been exploiting, without his pin, something I haven't been able to come up with, you can't check alerts or anything on the phone, but you can answer phone calls... Well, that's useful for two factor authentication into some of his accounts, and that was how I happened to catch a call from Goldman Sachs. Did you know that even though its the 21st century, then only way to send proof of death to them is to mail a death certificate to their legal department?

Also because I think it a joint account, I've been trying to take care of the Amazon card from Chase. First problem is that I can't add my bank account so that I can pay it off, for some reason the link to add an account doesn't work in either Firefox or Vivaldi. Second, they have branches here, and while they can take payments, they can't do anything else with credit cards, only bank accounts. Uhhh, ok. Finally I haven't found a number to call that doesn't require logging in with the card number. Yeah, you read that right, I'm having trouble giving them money.

This week though, now that we have a basic financial plan in place, we started on the deposit accounts, and talk about headaches. Fidelity was the easiest one with only minor problems on the 401K side, but that's done, by the end of the week we should likely be making decisions on the disposition of the 401K and his stock (vested RSUs). But, ...

Morgan Stanley, organized chaos would be an improvement over there, it seems that they're not really organized or integrated. Stocks of all sorts seem to have migrated to e*Trade, and then each type of thing you might have with them is a different desk. I'm not sure how many people I got bounced between with no real answers, but this one is going to be a headache. The first sign of trouble was that his company gave me two people as points of contact out in California for his RSUs from when they used Morgan Stanley for that. There was no answer when I called, so I got dropped into the main Morgan Stanley phone tree, and things went from there. I'll prolly have to try calling them another time, possibly next week.

Discover, they're just about as bad, and bit of a dick about things. They do have an upload portal for documents, but after doing everything, it says I need to select the document type... but doesn't give me a way to do that. Also I have to submit documents and wait to see if'n I'm a beneficiary, otherwise I'll have to go to probate court because they won't have anything to do with me, married or not. And that's on top of the fact that there's one desk for deposit accounts, another for credit accounts, a separate one for CapitolOne who owns them if'n he has accounts there (he does and they were easy to deal with). Yeah, guess I need a lawyer and court, because the CDs there are worth fighting for.

Yeah, that was my Monday, surely Tuesday was better, right?

Yes and no, I went out to the Lowery family cemetery to get a plot chosen and all that. That went well enough, and in fact I spent an hour and a half or so visiting with some of his family, and the cost isn't bad, the cemetery asks for a $300 donation for a single plot, $400 for a double. I'll prolly give them extra as I was expecting to spend more, have the money, and would like to help the cemetery, and can't be sure if'n I can donate in the future. We will need to work out the monument, but that shouldn't be too much either. Problem was the drive, 158 miles each way. And I'm in an electric car. And they're doing construction on multiple sections of I64. Lets see, left around 0840, returned around 1845. Is it any wonder that I asked work to take it easy on me today?

Yeah, I'm exhausted and the week has only begun, three more days of work, yay.

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